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Pay Day Loan Online Applicants

Contact: Clay Beach
Email: cbeach@beachlistdirect.com
Phone: (615) 356-1100 Ext. 101

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Beach List Direct presents the Pay Day Loan Online Applicants file, which consists of applicants seeking pay day loans online. These individuals have either hit a rough patch or are repeat customers who need money quickly to avoid bounced checks and to pay monthly bills before late penalties are applied. Generally, pay day loans have very high interest rates, and 90% of pay day loans go to "trapped borrowers" who seek 5 or more loans per year. The annual interest rate can exceed 400%, and fees skyrocket when a borrower needs an extension. In 2012, the estimated income for online lenders was $14.3 billion.

Applicants can receive loans up to $1,500 to take care of short term money problems, emergencies, automotive repairs, medical bills, credit card payments, etc. They must be at least 18 years old, currently employed, and have a checking account and at least two prior pay check stubs to qualify for these loans. An increasingly competitive market in pre-paid cards is emerging to make previously "unlendable" consumers a target market for credit, bank, pre-paid, and re-loadable card offers.

With about 4,500 leads per week, mailers can be sure that they are getting the most current pay day loan applicants available. These applicants are ideal for discount, coupon, quick cash, sweepstakes, low income, prepaid phone, refinancing, debt consolidation, and "daily deal" website offers.

Source: Online Registrations

Selections With Counts
Minimum order 5,000 records.

Selections Counts $/M
12 Month Recency329,520$65.00
Monthly Hotline27,166$75.00
Weekly Hotline4,513$80.00


Selects:
Age $10.00
Donor (all donor info) $10.00
Dwelling Type $10.00
Ethnicity $10.00
Homeowner/Renter $10.00
Income $10.00
Language Preference $10.00
Marital Status $10.00
Presence of Child $15.00
Religion $10.00
State/SCF/Zip $10.00
Method of Addressing:
E-Mail Delivery $50.00/flat
FTP $100.00/flat
Run Charges $15.00/M

Commissions, Credit Policy - 20% commission to recognized brokers. Cancellation Charges: Cancellation before five (5) days prior to approved mail date: $200.00 flat fee, plus $15.00/M run charges, plus output media, shipping, and handling charges. Cancellation after five (5) days prior to approved mail date incurs full charge.

Delivery Schedule - Delivery from 5 to 7 working days.

Restrictions - Minimum order 5,000 records. Sample direct mail piece required for list owner's approval. Telemarketing script and SANS number are required for all telemarketing rentals. One year unlimited use may be available. Please inquire. Net name arrangements available. Please inquire. 90% deliverability guaranteed.

Maintenance -Updated weekly. Run through NCOA & Deceased Suppression quarterly.

Usage:

List Manager - Beach List Direct, Inc.

Contact: Clay Beach
Email: cbeach@beachlistdirect.com
Phone: (615) 356-1100 Ext. 101



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Last Updated: 2/28/2017 11:21:00 AM

 

Beach List Direct, Inc. 4605 Villa Green Drive, Nashville, TN 37215 USA
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