Inexpensive mortgages are catching up to millions of mortgage holders as their adjustable rate mortgages, or ARMs, come to term. The Adjustable Rate Mortgage Holders file contains consumers who currently have an adjustable rate mortgage. Consumers in single family dwellings and condominiums make up this deed-driven database compiled from County Recorder Offices, which record over 5 million ownership changes per year.
Because of the popularity of adjustable rate mortgages, nearly 25% of all outstanding U.S. mortgage debt is due for an interest rate reset within the next two years.
Source: Courthouse Records
12 Month Recency
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