Beach List Direct Managed Lists

Pay Day Loan Online Applicants


Contact: Clay Beach
Phone: (615) 356-110 Ext. 101

Beach List Direct presents the Pay Day Loan Online Applicants file, which consists of applicants seeking pay day loans online. These individuals have either hit a rough patch or are repeat customers who need money quickly to avoid bounced checks and to pay monthly bills before late penalties are applied. Generally, pay day loans have very high interest rates, and 90% of pay day loans go to “trapped borrowers” who seek 5 or more loans per year. The annual interest rate can exceed 400%, and fees skyrocket when a borrower needs an extension. In 2012, the estimated income for online lenders was $14.3 billion.

Applicants can receive loans to take care of short term money problems, emergencies, automotive repairs, medical bills, credit card payments, etc. They must be at least 18 years old, currently employed, and have a checking account and at least two prior pay check stubs to qualify for these loans. An increasingly competitive market in pre-paid cards is emerging to make previously “unlendable” consumers a target market for credit, bank, pre-paid, and re-loadable card offers.

Source: Online Registrations

Pay Day Loan Online Applicants

Selections With Counts

Minimum order 5,000 records.

12 Month Recency
Monthly Hotline
Method of Addressing:
Email Delivery
Run Charges

Commissions, Credit Policy - 20% commission to recognized brokers. Cancellation Charges: Cancellation before five (5) days prior to approved mail date: $200.00 flat fee, plus $15.00/M run charges, plus output media, shipping, and handling charges. Cancellation after five (5) days prior to approved mail date incurs full charge.

Delivery Schedule - Delivery from 5 to 7 working days.

Restrictions - Minimum order 5,000 records. Sample direct mail piece required for list owner’s approval. One year unlimited use may be available. Please inquire. Net name arrangements available. Please inquire. 90% deliverability guaranteed.

Maintenance - Updated monthly. NCOA & Deceased Suppression quarterly.

Usage - Please inquire.

List Manager - Beach List Direct, Inc.

Contact: Clay Beach
Phone: (615) 356-110 Ext. 101